3 銀行交易場景
銀行交易的場景主要以銀行提供的服務項目為主，包括開戶頭、存款、提款、貨幣兌換等信息。
1）常用詞匯
bank book/pass book存折 open an account開戶
earn interest賺取利息 savings account儲蓄存款帳戶
current account活期存款帳戶 check/cheque account支票帳戶
deposit account定期存款帳戶 annual interest rate年利率
monthly savings account按月計息帳戶 daily interest account按天計息帳戶
instant account速成戶頭 service charge服務費/手續費
signature card簽名卡 draw/withdraw提款
order check/cheque記名支票 rubber check/cheque空頭支票
blank check/cheque空白支票 exchange rate匯率
denomination=face value面額 four in hundred四張一百元面額
give the money in fives/tens換成五元或十元面額
bill鈔票 change零錢
cash現金 password/code密碼
amount in figures小寫金額 amount in words大寫金額
credit card信用卡 the balance of your bank account帳戶余額
traveler’s check/chque旅行支票 coin硬幣
penny便士 nickel（美、加）的五分硬幣
dime（美、加）的十分硬幣 unit 貨幣單位
value/worth面值 ounce盎司1/16磅
commercial/merchant bank商業銀行 full refund全額償還
extension延期 overdraw/overdraft透支
rebate回扣 payday發薪日
pay slip/envelop薪水單 a princely sum(an excessive amount)巨款
mortgage抵押 by installment分期付款
apply for/grant_______a loan申請/批準貸款
debt債務 collateral擔保物
fill out/in填寫 chquebook/checkbook支票簿
loan貸款 joint account聯名帳戶
expense account公款支付帳戶 cashier收銀員
teller銀行職員 statement對帳單
money order匯票 accountant會計
A.T.M自動取款機

2）常用句型
I’d like to open a_____________account.
I’d like to check the present balance in ___________account.
I’d like to apply for a personal loan.
I’d like to change(兌換)___________for_____________.
What’s the current rate?
How would you like to receive your change（零錢）?
還有時常會考到銀行的開放時間，一般是幾點到幾點？還有周末或許不同（注意）

（責任編輯：中大編輯）