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Passage Three

Questions 31 to 35 are based on the following passage.

Many children first learn the value of money by receiving an allowance. The purpose is to let children learn from experience at an age when financial mistakes are not very costly. The amount of money that parents give to their children to spend as they wish differs from family to family .Timing is another consideration .Some children get a weekly allowance.Others get a monthly allowance.In any case ,parents should make clear what ,if anything,the child is expected to pay for with the money.

At first ,young children may spend all of their allowance soon after they receive it.If they do this ,they they will learn the hard way that spending must be done within a budget.Parents are usually advised not to offer more money until the next allowance.

The object is to show young people that a budget demands choices between spending and saving.Older children may be responsible enough to save money for larger costs,like clothing or electronics.

Many people who have written on the subject of allowances say it is not a goog idea to pay your child for work around the home. These jobs are a normal part of family life.Paying children to do extra work around the house,however,can be useful.It can even provide an understanding of how a business works.

Allowances give children a chance to experience the three things they can do with money.They can share it in the form of gifts or giving to a good cause. They can spend it by buying things they want.Or they can save it.

Saving helps children understand that costly goals require sacrifice:you have to cut costs and plan for the future.

31.Parents often give allowance to their children for them_______.

A.to pay for school fees B.to buy gifts for themselves

C.to put savings in banks D.to learn to manage money

32.If young children have spent all of their allowances beyond a budget,parents_____.

A.should give them more money

B.should not offer them any advice

C.should help them to make a budget

D.should not offer them extra money

33.According to the passage,it seems that______.

A.older children often make financial mistakes

B.younger children know little about money spending

C.parents usually give their children monthly allowances

D.experts advise parents to give their children more money

34.When giving their children allowances,parents should be careful of ________.

A.age and amount B. place and time

C.amount and timing D.timing and age

35.If a child sets a goal he tries to obtain with money,he should first_______.

A.make extra money

B.reduce his expenses

C.share his money with others

D.do more work around the home

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